Fernando D. Arroyo is a financial advisor with nearly a decade of experience helping individuals and families pursue their financial goals through comprehensive planning and wealth management strategies.

Prior to joining the firm, Fernando spent eight years with Merrill Lynch and an additional year and a half with Fifth Third Securities, where he advised clients on investment management, retirement planning, insurance solutions, and long-term financial strategies.

Fernando earned his Bachelor of Science degree in finance from the University of Illinois Chicago and holds FINRA Series 7, 63, and 65 registrations, along with an Illinois Life and Health Insurance License and Chartered Retirement Planning Counselor^SM designation. He is fluent in English and Spanish, allowing him to effectively serve a diverse client base and build meaningful relationships within the communities he serves.

Outside of his professional career, Fernando enjoys staying active through basketball, tennis, golf, and cycling. He also enjoys expanding his professional network by attending network events and participating in social clubs. He is passionate about helping clients make informed financial decisions and is committed to delivering personalized guidance built on trust, integrity, and long-term relationships.