Our People

PERSONAL SERVICE AND ATTENTION RIGHT IN YOUR NEIGHBORHOOD 

The Kosarek-Walker Team


The Kosarek-Walker Team is equipped with the financial expertise, leadership, and commitment to provide a wide range of financial services to meet your unique wealth management needs. Richard’s 40 years dedication to excellent service together with Lorraine’s CERTIFIED FINANCIAL PLANNER™ designation allow for a complete and integrated approach.

With a truly extensive understanding of the marketplace and the seemingly innumerable vehicles available to the investor, we help navigate the terrain with personal attention and focus. When determining which products and services are most suitable within your investment plan, we consider individual risk tolerance, time horizon, and current financial situation with the simple objective to help our clients achieve their goals. Using our Comprehensive Financial Review™ (CFR) as the foundation, we strive to build and maintain sound relationships rooted in trust and complete in scope. The CFR process helps to guide our clients in working through the totality of their financial goals, touching on everything from savings and retirement needs to assets and liabilities.

With detailed insight into your financial situation and objectives, we can confidently analyze, draft, and implement a plan aimed to guide you toward the future you envision. Our goal is to work with each of our clients to develop an all-encompassing and individually tailored approach to financial planning and investment management. We firmly believe that the combination of our investment strategy along with Lorraine’s experience in financial planning provide us with the insight and experience to continually monitor our clients’ changing needs and goals while providing guidance throughout their lives.

GOAL-BASED GUIDANCE

Utilizing a variety of investment vehicles and services, such as equities, unit investment trusts, mutual funds, options, exchange-traded funds, bonds, and professional portfolio management, we work with you to construct a strategy best positioned to help you meet your unique financial goals. We employ a powerful planning tool, EnvisionSM, which helps us to identify your specific objectives while allowing us the flexibility to update your plan to reflect life events or goal adjustments. With regularly scheduled reviews of your personalized plan, this unique tool illustrates the journey towards your financial future.

RETIREMENT PLANNING

We can assist you and your family by helping you prepare for retirement taking into account inflation, taxes, and longer life expectancies. We service Traditional IRAs, Roth IRAs, 401(k)s, and other types of employer plan rollovers.

WEALTH PRESERVATION

Estate and insurance planning are critical to ensuring that your wealth is preserved and distributed according to your intentions. Tax and trust management can help alleviate the stress and complications that accompany transferring wealth that may be subject to estate tax.

INSURANCE PLANNING

Insurance is vital to any comprehensive financial plan. Life insurance, long-term care insurance, and fixed and variable annuities are complex, yet enormously effective products that offer our clients a powerful mechanism to provide for themselves and their beneficiaries.

EDUCATION PLANNING

With the rising cost of education, planning for this most valuable investment cannot be overlooked. We service 529 plans, UGMA/UTMA accounts, and savings trusts for our clients. These funding vehicles can offer tax-advantages and, with the right investment strategies, can also create more efficient savings opportunities.

TRUST SERVICES

Through our affiliate, The Chicago Trust Company, we are able to provide our clients access to an expert team of Trust Administrators, each with an average of over 20 years of industry experience. We offer a full range of administrative and fiduciary services, including trust and estate management, bill payment, care provider management, and tax preparation and filing. Moreover, The Chicago Trust Company proudly serves as corporate trustee or successor trustee for many of our clients. As a part of our collaborative process, our trust professionals work in concert with attorneys, accountants, financial advisors, portfolio managers, and financial planners to customize solutions that most effectively help our clients meet their objectives.

ASSET MANAGEMENT

Our asset management affiliate, Great Lakes Advisors, provides comprehensive investment and advisory products and services to both private clients and institutions, including corporations, public and government entities, pension and profit-sharing plans, Taft-Hartley plans, endowments, foundations, and trusts. Our Portfolio Managers help our clients meet their financial goals through the use of proprietary models, access to our in-house analyst staff, and the expertise of our product specialists. Our asset management professionals design custom tailored investment solutions utilizing sophisticated risk analytics and advanced asset allocation models to ensure each portfolio is constructed and managed in accordance with our clients’ unique long-term objectives.